eCheck & ACH Payments

Follow these steps to take eCheck/ACH payments using your language of choice.

Prepare to Charge an eCheck/ACH Account

For the below sections, the code samples will reference the following objects:

Prepare to charge an eCheck/ACH account

using GlobalPayments.Api.Entities;
using GlobalPayments.Api.PaymentMethods;

var check = new eCheck {
            AccountNumber = "1357902468";,
            RoutingNumber = "122000030",
            AccountType = AccountType.Checking,
            SecCode = SecCode.PPD,//required
            CheckType = CheckType.Personal,
            CheckHolderName = "Jane Smith"
};

var address new Address {
            PostalCode = "12345"
};

<?php
use GlobalPayments\Api\Entities\Address;
use GlobalPayments\Api\Entities\Enums\AccountType;
use GlobalPayments\Api\Entities\Enums\CheckType;
use GlobalPayments\Api\PaymentMethods\ECheck;
use GlobalPayments\Api\Entities\Enums\SecCode;

$check = new ECheck();
$check->accountNumber = "1357902468";
$check->routingNumber = "122000030";
$check->accountType = AccountType::CHECKING;
$check->checkType = CheckType::PERSONAL;
$check->checkHolderName = "Jane Smith";
$check->secCode = SecCode::WEB;//required
$address = new Address();
$address->postalCode = "12345";

import com.global.api.entities.Address;
import com.global.api.entities.enums.AccountType;
import com.global.api.entities.enums.CheckType;
import com.global.api.paymentMethods.eCheck;
import com.global.api.entities.enums.SecCode;

eCheck check = new eCheck();
check.setAccountNumber("1357902468");
check.setRoutingNumber("122000030");
check.setSecCode(SecCode.Web);//required
check.setAccountType(AccountType.Checking);
check.setCheckType(CheckType.Personal);
check.setCheckHolderName("Jane Smith");

Address address = new Address();
address.setPostalCode("12345")

# coming soon

from globalpayments.api.entities import Address
from globalpayments.api.entities.enums import AccountType, CheckType, SecCode
from globalpayments.api.payment_methods import ECheck

check = ECheck()
check.account_number = '1357902468'
check.routing_number = '122000030'
check.account_type = AccountType.Checking
check.check_type = CheckType.Personal
check.sec_code = SecCode.PPD //required
check.check_holder_name = 'Jane Smith'

address = Address()
address.postal_code = '12345'

import {
            AccountType,
            Address,
            CheckType,
            ECheck,
            SecCode
} from "globalpayments-api";

const check = new ECheck();
check.accountNumber = "1357902468";
check.routingNumber = "122000030";
check.accountType = AccountType.Checking;
check.checkType = CheckType.Personal;
check.secCode = SecCode.PPD;//required
check.checkHolderName = "Jane Smith";

const address = new Address();
address.postalCode = "12345";

Charge an eCheck/ACH account

The check sale transaction authorizes a sale purchased with an eCheck/ACH. The transaction is sent to the merchant account’s configured check processor. Currently, Heartland ACH and Sage/Geti are available check processors, depending on the merchant account’s needs and configuration.

Charge an eCheck/ACH account

var response = check.Charge(10.00m)
            .WithCurrency("USD")
            .WithAddress(address)
            .Execute();

<?php
$response = $check->charge(10)
            ->withCurrency("USD")
            ->withAddress($address)
            ->execute();

import com.global.api.entities.Transaction;
import java.math.BigDecimal;

Transaction response = check.charge(new BigDecimal("10"))
            .withCurrency("USD")
            .withAddress(address)
            .execute();

# coming soon

response = check.charge(10) \
            .with_currency('USD') \
            .with_address(address) \
            .execute()

const response = await check.charge(10)
            .withCurrency("USD")
            .withAddress(address)
            .execute();

Void an eCheck/ACH account

CheckVoid is used to cancel a previously successful CheckSale transaction. It can also be used to cancel a prior CheckSale transaction. This should be used in timeout situations or when a complete response is not received.

Void an eCheck/ACH account

Transaction voidResponse = Transaction.FromId(response.TransactionId, PaymentMethodType.ACH)
            .Void()
            .Execute();

<?php
Transaction::fromId($response->transactionId, null, PaymentMethodType::ACH) // arguments are required 
            ->void()
            ->execute();

import com.global.api.entities.Transaction;
import com.global.api.entities.enums.PaymentMethodType;    

Transaction voidResponse =Transaction.FromId(response.TransactionId,PaymentMethodType.ACH)
            .Void()
            .Execute();

# coming soon

# coming soon

Transaction voidResponse = Transaction.FromId(response.TransactionId, PaymentMethodType.ACH) 
            .Void()
            .Execute();